Effective Date: August 21, 2023
At Samuel D. Kramer, CPA, CFP® & Associates, PC, dba Kramer Fiduciary Services, we value the trust our clients place in us when they entrust us with their financial and personal information. This Annual Privacy Statement outlines how we collect, use, and protect your information to ensure your privacy and security.
1. Information We Collect:
We may collect personal information, including but not limited to your name, contact details, financial data, and other relevant information necessary to provide our services. We collect this information from you directly, as well as from third-party sources as required by law or as relevant to our services.
2. Use of Information:
We use the collected information to provide professional services, fulfill our contractual obligations, and meet legal and regulatory requirements. This includes preparing personal financial plans, tax returns, and other related services. We may also use your information to communicate with you about our services and updates, and to personalize your experience with us.
3. Information Sharing:
We do not sell your personal information to third parties. However, we may share your information with our affiliates, service providers, and regulatory authorities to meet legal obligations, provide quality services, and safeguard against fraud. We ensure that any third party with access to your information follows stringent privacy and security measures.
Furthermore, we limit employee access to information only to those who have business or professional reason for knowing, and only to nonaffiliated parties as permitted by law. (For example, federal regulations permit us to share a limited amount of information about you with a brokerage firm in order to assist you in executing securities transactions, or so that our firm can discuss your financial situation with your lawyer or other professional adviser.)
4. Data Security:
We are committed to safeguarding your personal information and employ technical, administrative, and physical security measures to protect against unauthorized access, disclosure, alteration, or destruction. Our employees are trained in data protection and follow strict confidentiality standards.
5. Data Retention:
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Statement or as required by law. Once the information is no longer needed, we will securely dispose of it.
6. Your Choices:
You have the right to access, update, correct, or delete your personal information. You can also opt out of receiving marketing communications from us at any time. To exercise these rights, please contact us at 412-351-2150 or sam@kramerfiduciary.com.
7. Cookies and Tracking:
Our website may use cookies and similar technologies to enhance your browsing experience. You can adjust your browser settings to manage cookies and tracking preferences.
8. Changes to the Privacy Statement:
We may update this Privacy Statement periodically to reflect changes in our practices or legal requirements. Any changes will be communicated to you, and the effective date will be updated accordingly.
9. Contact Us:
If you have any questions, concerns, or requests related to your personal information, please contact us at 412-351-2150 or sam@kramerfiduciary.com
By choosing to use our services, you acknowledge that you have read and understood this Annual Privacy Statement. Your continued use of our services signifies your acceptance of the practices described herein.
Thank you for entrusting Samuel D. Kramer, CPA, CFP® & Associates, PC, dba Kramer Fiduciary Services, with your financial and personal information. We are dedicated to maintaining the privacy and security of your data.